Be wary of If you don’t read the print on the left, you’ll miss that if you don’t call within 7 days, your “free” credit report turns into a monthly subscription.

So in other words, you get what you pay for, and the credit agencies are the ones tricking you.

Great country we live in, eh?

Here is their text, which is plain and clear, but you gotta read it as the page is designed to keep your eyes away from the text:

When you order your free report here, you will begin your free trial membership in Triple AdvantageSM Credit Monitoring. If you don’t cancel your membership within the 7-day trial period*, you will be billed $14.95 for each month that you continue your membership. and are not affiliated with the annual free credit report program. Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies. To request your free annual report under that law, you must go to


  1. Yeah, it’s a trick, but I knew it when I signed up. My unsecured laptop was stolen 18 months ago and I signed up for the service to make sure that my identity wasn’t being stolen.

    It did alert me to a black flag Chase Bank added to my record when an unauthorized charge was made while I was on vacation for a month. It’s a card I NEVER use, so I wasn’t expecting a bill. They reversed the late charge when I called and did not remove the black flag. Instead, they added a flag saying I was paying according to plan.

    I cancelled my Chase card.

  2. Nice trick…I run a blog about credit reports and credit monitoring and am gonna share this one with my readers đŸ™‚

  3. They have a cheese commercial with some dork white dude singing that crappy jingle. What do you expect. Heh.

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